Whether your business is residential, commercial, new construction, renovations, or repairs, Phoenix Insurance group can help you shape your insurance program so that you get the most comprehensive coverage at the best available price.  Our decades of serving the business communities throughout New Jersey, along with strong established relationships with major, top-rated insurance companies, give us the ability to find the right plan tailored to your needs.

Additionally, our expertise in insuring Masonry Contractors allows us to dig deep to make sure your exposures are adequately insured. Our program can include:

• Property (for your location, which usually consists of an office operation, and a yard for material, equipment and vehicle storage)
• Inland Marine (includes goods in transit and your equipment)
• Builder’s Risk
• Premises Liability
• Errors & Omissions
• Completed Operations
• Workers Compensation
• Commercial Auto
• Umbrella/Excess Liability
• Contractor Bonds

At Phoenix, we will also help you with loss prevention and risk management techniques to assist in preventing losses and, in turn, keeping your premiums low.  For example, transporting equipment, especially if the equipment includes large items like cranes and scaffolding, can pose a significant exposure. The training of drivers and haulers, especially with respect to the loading, tie-down, and unloading, is an important area to evaluate.  Additionally, materials and equipment left at job sites may be subject to theft and vandalism loss unless proper controls are in place. Our staff will help you evaluate these issues and more.

We leave no stone unturned when evaluating your insurance program.  Contact us for more information about how we can serve your business insurance needs.